Benefits
Your Annual Enrollment Checklist
Review your 2025 Benefits Guide!
While it may be tempting to simply re-elect the same coverage each year, that may not be the best approach for your needs. Think about what has changed for you over the past year — and what may be changing in 2025 — and make sure to choose the benefits that best fit your personal and/or family situation.
What you must elect to have coverage
Remember, you must make an election if you wish to participate in any of the following for 2025:
- Contributions to the following accounts, even if you contributed in 2024:
- Health Savings Account (HSA)1
- Healthcare Flexible Spending Account (HCFSA)2
- Dependent Care Flexible Spending Account (DCFSA)
- Vacation Purchase Program if you are a non-exempt (hourly) production or non-production teammate
1 To contribute to an HSA, you must elect the HSA (Partnership in Health) plan during Annual Enrollment. If you do not elect a contribution amount during Annual Enrollment, it will reset to $0 for 2025. However, you may change your election amount at any point during the year. Your HSA funds roll over each year and are yours to keep.
2 You may carry over up to $640 from your 2024 HCFSA into 2025. Due to IRS restrictions, the HCFSA is not available to those enrolled in the HSA (Partnership in Health) plan
Follow these steps to make informed decisions based on your needs and budget for next year:

Explore
- The 2025 Benefits Guide for more detailed information about all the 2025 benefits, programs and resources available to you.
- Attend upcoming webinars from our U.S. Benefits Team and the vendor partners who administer our benefits.
- Your biweekly premium rates

Make Your Elections
- Choose your coverage on the Health & Welfare Service Center from Nov. 1 – 15!
- Re-elect your contributions for 2025 to the Healthcare FSA, Dependent Care FSA, VPP (if eligible) and HSA (if eligible).

Contact the Health & Welfare Service Center for Any Questions
More 2025 Reading…

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